Pension Scheme Profiles 2003 is the fourth edition of this authoritative guide to the benefits provided by the UK's major occupational pension schemes. With information available from no other source, it is essential reading for scheme members, trade unionists, consultants, pension managers and anyone interested in current standards of occupational pension provision.

Pension Scheme Profiles 2003 summarises the benefits provided for new entrants by over 270 of the UK's leading pension schemes, including both defined benefit and money purchase arrangements.

The profiles include:

• Benefit Details: Key information about the benefits the scheme provides for current new entrants, including the scheme's entry requirements, accrual rates, contribution rates, integration, calculation of pensionable earnings, guaranteed pension increases and death benefits.
• Scheme Ratings: The unique UPS "Scheme Assessment Ratios", which measure the value of a scheme's benefits, enabling comparisons to be made readily between schemes, even those with completely different benefit structures.

For a list of the schemes in this edition click on the appropriate link below:

	Schemes A to L
	Schemes M to Y

How to get your copy: Copies are available direct from Union Pension Services Ltd. Purchasers are asked to order copies on the order form. Payment must accompany the order and be sent to the address on the form. Postage and packing are included.

Price: The standard price is £295.00 for individuals and non-trade union organisations. (For bone-fide trade union organisations there is a special price of £95.00). Additional copies are £95 each for all purchasers.

Update: Included in the price is an update which will be published in the first half of 2003. This will include available information about subsequent changes in the schemes that are profiled.

Additional Profile: All purchasers are also entitled to an additional profile of any additional scheme, free of charge, for each copy of the book which they publish. Just send a copy of the relevant scheme booklet with your purchase order.